Savings, Money, Finance, Specialist

Attitude to Investment Risk

Risk profile: Choose a risk profile that best complements your attitude to risk. A 'Low risk' investor is one who would prefer an investment as safe as a cash bank account, while a 'Medium risk' investor would be happy with the average level of stock market risk. A 'High risk' investor is more adventurous with capital and is prepared to take higher risks to gain higher returns example maybe horse racing or gambling.

INVESTMENT OBJECTIVES AND ATTITUDE TO RISK

Investing is about balancing the risk you are comfortable with the need for rewards that you want to achieve. Your investment objectives and attitude to investment risk are personal to you and may change for from time to time. Our risk/reward information can help illustrate this concept. It’s not exhaustive but covers a wide range of funds and investments and shows the general principle that, as the level of risk increases so the potential for higher returns increases.

Please note this page is only intended to be a general indicator of relative risk and may vary in certain circumstances. It is not intended to show examples of all types of investments/savings vehicles. As classified by the Association of British Insurers.

Lower Risk Cash and Deposit Accounts/Cash ISAs Gilts, Fixed Interest Deposits and Shorter Dated Bonds

Medium Risk With-Profits Funds and Cautious Managed Funds* UK Equity Funds* Balanced Managed*, Distribution* and Property Funds* Specialist Funds

High Risk Direct Investment in Stockmarket